Your production, your current split, side by side with eXp. Start with whichever number you know: deals closed or total GCI earned in the last 12 months.
Your production
deals in the last 12 months ≈ $11,500 per deal → $172,500 gross commission income
total GCI earned in the last 12 months ≈ 26 estimated transactions for fee calculations
The transaction count is estimated from the average price and commission assumptions below. The full GCI entered is used in the comparison.
Built on the Niagara average sale price of $643,000 at 2% + HST commission per deal.
Niagara Association of REALTORS® year-to-date average, first half of 2026. Commission is paid on the actual sale price, so this uses the average sale price, not the MLS® HPI benchmark, which is a price-trend index rather than a transaction price.Change these defaults
HST is collected on top of commission and remitted to CRA. It isn't income, so it's excluded from these numbers on both sides.
Your current brokerage
It caps once I've paidinto my brokerage for the year
Building your organization
Planning assumption: 50% of Tier 1 recruits earn roughly $2,667/year in revenue share (conservative vs. max of $2,800–$3,200/tier). Actual revenue share depends on tier, recruits' production, and program requirements.
Your year-one difference
+$34,367 more in your pocket, year one
Your current brokerageeXp Realty
Staying put
$117,750
Gross commission income
$172,500
Brokerage keeps (30% split)
−$51,750
Fees (monthly + per-deal + other)
−$6,300
Your net
$117,750
eXp Realty
$152,117
Gross commission income
$172,500
Company dollar (80/20, caps at $16K)
−$16,000
Post-cap transaction fees
−$2,280
Cloud brokerage fee ($139/mo)
−$1,668
Broker review ($29 × 15 deals)
−$435
Estimated revenue share (5 recruits × 50% cap rate)
Stock is not cash and is excluded from the totals. If awarded, shares must be held for the required period before they can be sold, and their value can rise or fall. eXp eligibility rules apply.
Revenue share: the extra bucket
$0 in year one
The longer view
Cumulative net, same production each year.
2 years
5 years
10 years
Your current brokerage
$235,500
$588,750
$1,177,500
eXp Realty
$304,234
$760,585
$1,521,170
Difference
+$68,734
+$171,835
+$343,670
The ICON opportunity: get your $16,000 back
At eXp, 20% of each commission goes to the brokerage until you've paid $16,000 in a year. That's called capping. After that, you keep 100% (minus a small $285 fee per deal). ICON is eXp's award for top producers: it gives that whole $16,000 back to you, paid in eXp company stock. Here's how a top-producing year is measured. Either way works:
The usual way: Cap, then keep selling. Those small $285 per-deal fees quietly add up. Once you've paid $5,700 of them (about 20 more deals), you've proven the volume and you're an ICON.
The big-year shortcut: Earned $500,000+ in commissions with 10+ deals? You don't have to wait for the fees to add up. Pay the difference out of pocket before your year resets and claim ICON now. Example: you've paid $3,600 of the $5,700, so a $2,100 top-up (plus HST) unlocks the $8,000 production award. Spend $2,100, receive $8,000.
The award comes in three pieces, up to $16,000 total:
$8,000
Production: have the top-producing year above • stock arrives after 3 years with eXp
$4,000
Culture: give back (teach, mentor, volunteer, 20 points) • stock arrives after 1 year
Up to $4,000
Events: attend eXp events, $2,000 each, up to 2 • stock arrives right away
Good to know: the award is eXp stock (EXPI), not cash. Its value can go up or down, and you need to still be at eXp when it vests. The shortcut top-up doesn't prepay your per-deal fees; those continue as normal. Agents on a reduced cap aren't eligible. Because stock isn't cash, none of this is counted in the calculator totals above. It's upside on top.
eXp Realty Canada ICON Program Overview, version 9.5.24. Later program terms control.
And the dollars are only part of it
RealPro Community & Academy
Weekly live training, real accountability and a community of growth-minded agents sharing what's actually working right now, included for every agent in Emily Barry's eXp organization. You're never building your business alone again.
The eXp tech stack
CRM support, SkySlope, Canva Pro, an IDX website, marketing, analytics and 80+ hours of live weekly training. These are the same systems top producers run their businesses on, ready for you from day one.
More than one income bucket
Here, your business can pay you more than one way: commission plus potential revenue share, stock awards, ICON and referrals. Only revenue share is added to the totals; stock is shown separately, so there's real upside beyond what you see here.
The right rooms
Surround yourself with producing agents, live coaching and shared momentum: the environment that pulls your business up. Being in the right rooms is how good agents become top agents, and none of that upside is even priced into these numbers.
Like what the numbers say?
Let's look at yours together. Twenty minutes, your real production, honest answers. No pressure and no pitch deck.
Texts Emily directly at 905-380-4372. On a computer? Email emily@thebarryteam.ca instead.
eXp Canada disclaimer: This is a planning estimate, not an income guarantee or offer. eXp calculations use an 80/20 split to a $16,000 CAD annual cap, a $285 post-cap transaction fee that reduces to $75 after $5,700, a $29 broker review fee and a $139 monthly fee. The $199 sign-up fee and Ontario RECO E&O costs are excluded. In GCI mode, the exact GCI entered is used, but transaction count is estimated for per-deal fees. Revenue share assumes 50% of recruits reach Tier 1+ (max $2,800–$3,200 per tier); uses conservative $2,667 estimate; actual may be lower or $0 depending on tier, FLQA status, and program requirements (eXp Revenue Share 2024). Stock assumes 50% earn a $400 CAD award after qualifying first deal; shown separately, excluded from totals; eligibility and value can change. ICON information is educational per eXp Canada ICON Program Overview v9.5.24, excluded from totals. Longer-view assumes flat production, same cap rate, no attrition. HST excluded. Verify current eXp rules before relying on results.
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